[clug] Re: linux Digest, Vol 23, Issue 23

[davidhornby]

On Tue, 16 Nov 2004 12:00:17 +0000 (GMT), <linux-request at lists.samba.org>  
wrote:

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>    1. Re: WHILE WE ARE ON THE SUBJECT OF BANKS (Martijn van Oosterhout)
>    2. RE: Samba + OpenLDAP Presentation Progress (John Fletcher)
>    3. Re: RE: Samba + OpenLDAP Presentation Progress (Alex Satrapa)
>    4. Re: while we are on the subject of banks (Darren Freeman)
>    5. Re: while we are on the subject of banks (Drew Parsons)
>    6. Upgrading libgtk (Dennis M Gray)
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> ----------------------------------------------------------------------
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> Message: 1
> Date: Mon, 15 Nov 2004 13:03:16 +0100
> From: Martijn van Oosterhout <kleptog at svana.org>
> Subject: Re: [clug] WHILE WE ARE ON THE SUBJECT OF BANKS
> To: davidhornby <davidhornby at ozemail.com.au>
> Cc: "linux at lists.samba.org" <linux at lists.samba.org>
> Message-ID: <20041115120316.GE7216 at svana.org>
> Content-Type: text/plain; charset="us-ascii"
>
> On Mon, Nov 15, 2004 at 08:24:40AM +1100, davidhornby wrote:
>> About 5-6 years ago I could deposit a cheque through the ATM with the
>> Advance Bank before they were taken over by St George. You entered your
>> PIN # and the amount and your cheque through a special hole. You got a
>> receipt and a small photo copy of the cheque back.
>>
>> Now as far as I know, no bank allows this now. Just how far have we
>> advanced in banking technology?
>
> Maybe they're trying to phase out cheques? Or at least discourage them.
> Electronic tranfer is much simpler and easier for them to manage and
> don't suffer the clearence issues. With internet banking anybody can do
> them.
>
> The move is generally toward more electronic transactions.
>
> Another nice thing about bank statements here in Holland is when
> somebody tranfers something to your account you get the account number
> it came from and the name associated with the account. No more guessing
> about deposits on your accounts.


Sorry folks but I don't think your cheque in the envelope system compares  
at all with the old Advance Bank system. Correct me if I'm wrong but isn't  
this the scenario:


1. You need access to an internal ATM because you have to use special  
envelopes provided by the bank. The Advance Bank system was an external  
ATM therefore, I could deposit cheques at any time. Just shove a cheque in  
the hole!
2. You have to waste time filling out stuff on the envelope
3. The photocopy is important because it is a record of your deposit. What  
happens when your bank envelope disappears into the bowels of the bank  
without a trace?

The point I'm making is that one hears about "galloping technology"  
particularly when it applies to the IT industry but here is an example  
where a better system was in use 5-6 years ago. I can think of at least  
one example that applies to computing as well.


Regards

David Hornby



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