wildcards and nested files

[Grant]

I'm trying to use wildcards and nested files and I think there must be
a better way than what I'm doing.  If I want to copy only these two
directories:

/etc
/home/*/.maildir

Is this the best way to do it:

rsync -arzv --delete-excluded --files-from 'files-from.txt'
--include-from 'include-from.txt' --exclude-from 'exclude-from.txt' /
rsyncuser at hostname:

files-from.txt:
/etc

include-from.txt:
/home
/home/*
/home/*/.maildir

exclude-from.txt:
/home/*/*

- Grant