rsync won't hit the target

[Grant]

I'm trying to get rsync to copy some files across the network to a
particular folder, but it always drops them in the user's home
directory and changes the folder permissions of the home directory
from drwxr-x--- to drwxr-xr-x.  Can anyone tell me how to fix these
problems?  I'm using rsync like this:

rsync -avz --delete --include '/etc' --exclude '/*' /
user at hostname:/home/user/backup/

- Grant